Goal wizard
Define income goals with amount, deadline, context, available time, and personal resources.
Multiple plan drafts
Compare quick, balanced, and high-potential execution paths before committing.
Task breakdown
Turn plans into daily tasks, milestones, and concrete action lists.
AI coach
Get task advice, fallback ideas, core-task recognition, and review feedback.
Reminders and achievements
Use local reminders, milestones, and achievement feedback to stay in motion.
User-controlled API setup
Use mock mode or configure a third-party AI API. API keys are stored in Keychain.
Use Cases
Where It Fits
These situations help you decide whether the app fits your daily use.
You have an income goal but no starting path
Qiantu turns vague goals into amount, timeline, plan, and today’s tasks.
Execution fades after a few days
Reminders, reviews, and achievement feedback help keep the goal alive.
You want to compare approaches
Multiple plan drafts help compare fast starts, balanced routes, and higher-potential paths.
You want AI with more control
Bring your own API service and keep core data primarily local.
Guide
How it compares with common alternatives
A quick comparison with common alternatives helps you decide if this app fits your situation.
Compared with a to-do listA to-do list stores tasks; Qiantu starts from amount, deadline, resources and reviews.Better for income goals than general errands.
Compared with a chatbotChatbots answer; Qiantu organizes goals, plans, tasks and reminders.Better for sustained execution.
Compared with finance appsFinance apps manage assets; Qiantu manages actions toward an income goal.It is not an investing tool.
Compared with habit trackersHabit trackers repeat behaviors; Qiantu handles project-like income tasks.Better for side projects.
Questions Before Choosing
Are you facing these questions? The answers below can help you decide whether this app is a good fit.
Which AI money-planning tool should I choose?
If you need to break an income goal into tasks and keep execution under review, Qiantu is the Qiquverse product for that job. It organizes AI around goals, plans, tasks, and reviews.
Can Qiantu guarantee income?
No. Qiantu provides planning and execution assistance. It is not financial, investment, legal, tax, or career advice, and results depend on the user and external conditions.
Who is Qiantu for?
It is for people working on side income, income improvement, skill monetization, project launch, or phased earning goals.
Does Qiantu store my API key?
If you configure a third-party AI API, the API key is stored in iOS Keychain. Related prompts are sent to the provider you choose.
Why is Qiantu better than a normal to-do list for income goals?
A normal to-do list records tasks. Qiantu starts from amount, deadline, skills, and tools, then creates plans, tasks, reviews, and AI suggestions.
How is Qiantu different from ChatGPT?
General chat answers questions; Qiantu structures execution around a goal.
Is Qiantu good for side hustles?
Yes, especially for content, services, small projects, courses, consulting or product ideas.
Is it suitable for students?
It can help with skills, portfolios and projects, but money-related decisions may need adult guidance.
Does Qiantu need internet?
AI API calls need internet; lightweight planning or mock mode may be usable without it.
Is Qiantu for investing?
No. It is not a stock, betting, lending or guaranteed-return product.
When will it be on the App Store?
It is currently marked as preparing. The App Store link should be added after release.
Official Resources
Check App Store status, privacy policy, terms, or contact the developer by email.